How to apply…

Please submit resumes in Word format to HR@melacapitalgroup.com

Mela Capital Group offers an empowered work environment that encourages creativity, initiative and professional growth. MCG is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace.

CAREERS

This outstanding individual is motivated by working with the best and brightest executive team for an industry leading risk management firm to the residential mortgage credit risk industry. The selected candidate will have extensive experience with due diligence services and operations within the residential mortgage credit risk industry.

 

  • Reporting directly to the CEO you will be responsible for:
  • Day to day operations of in house Due Diligence staff and resources.
  • Service delivery to internal and external clients at the highest level.
  • Management of staff to the highest levels of performance.
  • Management of work flow production.
  • Development of ongoing internal reporting, technology to include building Underwriting / Due Diligence system.
  • Internal and production process improvements.

Manages a large team of due diligence mortgage underwriters. Responsible for ensuring employees and processes are in compliance with established policies, procedures and regulations. Participates in developing, interpreting and implementing policies and procedures for Underwriting operations. Manages employee performance and prioritizes work activities to focus on providing high quality service to all of our customer

KEY OBJECTIVES INCLUDE:

  • Obtaining peak staff performance.
  • Provide superior service to internal/external clients.
  • Assume operational control of internal/external Due Diligence operations.
  • Support Executive Team.
  • Oversee Underwriting guidelines, policy and underwriter work product quality.
  • Manage the operating activities of the department including scheduling and production Assure that all employees within area of responsibility are working towards a common goal Motivate the team to exceed expectations.
  • Create, facilitate and document on-going Underwriter training and procedures.┬á Ensure adherence to operating budget guidelines regarding all expenses. Contribute to the development of both short and long term plans for the organization. Participate in all activities which support the organizations goals and objectives.
  • Other duties as assigned.

JOB REQUIREMENTS:

  • Qualifications BachelorΓÇÖs degree or equivalent relevant experience.
  • Seven+ years recent experience managing a team of residential mortgage underwriters.
  • Intermediate user of Microsoft Office (Word, Excel and PowerPoint) as well as automated underwriting systems.
  • Influencing skills and the ability to multi-task.
  • Excellent written, verbal, communication and leadership skills.
  • Planning skills as well as skills in analysis and negotiation.
  • Participative management style-advocate team concepts.
  • Able to rapidly establish credibility and be decisive, coupled with the ability to recognize and support the organizations preferences and priorities.

CORE COMPETENCIES:

  • Expert level knowledge of Due Diligence services and operations.
  • Must have experience leading a consultant based practice.
  • Experience and knowledge of setting up nationwide resources.
  • Proven expertise with strategic planning and financial analytics.

The  Director  in  this  hands-on  position  will  contribute  to  Mela  Capital  Group’s continued success story of growth and industry recognized excellence.

 

UNDERWRITING REQUIREMENTS

  • 8+ years of manual underwriting experience for National Bank, Mortgage Conduit or MI Company
  • Ability to interpret, apply multiple program guidelines to investor loan files for valid UW decision
  • Calculate Income, LTV, DTI and credit analysis
  • Evaluate Federal and State compliance documentation for completeness
  • Analyze servicing history, records for default/modification performance

TECHNOLOGY REQUIREMENTS

  • Dual monitors
  • High Speed Network and processing system
  • Microsoft Sharepoint, Remote Desktop, Internet Explorer 10, Intermediate Excel, Web-based applications and multiple databases

PROJECT REQUIREMENTS

  • Full time, Monday ΓÇô Friday with additional hours to meet litigation deadlines
  • 9 am ΓÇô 6 PM Eastern time
  • Daily and weekly production assignments
  • NO concurrent employment due to conflict requirements of legal matter
  • Project estimated to last 4+ months, potential for longer term

ADDITIONAL REQUIREMENTS

  • Excellent written, verbal and interpersonal skills
  • Self-directed professionalism to meet strict deadlines in fast-paced, distance-based team environment
  • Professional, ethical conduct and team player able to pass national federal background and reference checks

1580 Sawgrass Corporate Parkway, Suite 130, Sunrise, FL 33323 | Phone: (877) 633-7992 x5 | info@melacapitalgroup.com